មានត្រឹមតែ 500$ អាចក្លាយជាម្ចាស់ដីភ្លាម

មានត្រឹមតែ 500$ អាចក្លាយជាម្ចាស់ដីភ្លាមហើយរំលោះគ្មានការប្រាក់ទៀត ត្រឹមតែ 100$ ក្នុង ១ខែ។សូមប្រញាប់ឡើង ចំនួនមានកំណាត់- មានប្រពន្ធទឹក ភ្លើង ល្អរួចជាស្រេចសួរពត៍មានពេញ 24ម៉ោង096 7788879/ 096 58 76 168/070 753858 Smart085 78 88 78, 011 99 12 07 Cellcard097 81 11 887 Metfone

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Simple loan

Do you own a microbusiness and want to make it work better for you and bring more profit? Then why not to apply for ABA Simple Loan? You can borrow up to 30,000 USD with attractive rates for up to 7 years. We will also offer you our refinance service if you are an existing borrower and want to improve your loan conditions

Conditions

Loan amount	From 5,000 – 30,000 USD
Loan term	From 5 – 7 years
Repayment mode	Flexible repayment options
Grace period	Up to 3 months

Conditions are subject to the Bank’s sole discretion in changing it without prior notice to customers.

What type of collateral do I need to provide?

You can provide the following collateral to the Bank:
Mandatory 

• Real estate property (Soft or Strong title) or
• Store ownership Certificate under own name

Optional

• Third Party, corporate and bank guarantees
• Another type of collateral, negotiable with the Bank

You don’t need to register the strong title collateral at Cadastral office for loans under 30,000 USD!

Interest rate (per month)

Loan amount, USD	Strong title	Soft title	Store Ownership
>5,000 – 10,000	1.3% and above	1.4% and above	1.4% and above
>10,000 – 20,000	1.2% and above*	1.3% and above	1.3% and above
>20,000 – 30,000	1.15% and above*	1.25% and above	Not applicable

* For loans above 10,000 up to 30,000 USD if you register the title deed at Cadastral Office, minimum interest rate of 1.1% per month can be offered!

• Refinancing
• Eligibility
• Excluded businesses & activities
• Important information

If you are interested in making your monthly loan repayments lower, ABA Bank offers Refinancing service.We can provide you with a loan on lower rates and longer terms, so you will save your money and will be able to invest more in your business on better conditions and hassle-free!

Once your application is approved by ABA, you can pay off your current loan including any early repayment charges and even get an opportunity to apply for an additional loan. Our professional loan officers will take care of all process for switching your loan from your previous financial institution within one business day.

Just call or meet one of our loan officers, who will provide you with an advice and help you to decide whether refinancing is right for you.

Foreign Enrolled Student Loans

Many US students don’t just want to study abroad for a semester or two, they want to complete an entire degree program overseas. If you plan on enrolling directly in a foreign university you may soon find that your funding options are more limited compared to those studying in the USA.

With limited financial aid and exchange rates eating away at the value of a dollar, you may find that you need additional help financing your college or university education. International Student Loan offers student loans that provide complete funding to cover your education costs while studying outside the United States.

Preparing for the Application Process

The most economical way to fund your education when you are enrolled in a foreign school is to borrow all you can on Federal Stafford Loans, so make sure you complete your FAFSA and get your federal funding. Typically you will need more financial assistance than is available through the Stafford program. In cases like this, you can borrow the remaining funds through our Foreign Enrolled Student Loan.

Foreign Enrolled Loan Process

As a US student enrolling in a foreign university, you can use our student loan comparison tool or review our eligible school list to determine if your school is eligible. If your school is listed, you will be matched with lenders that will meet your requirements. You can complete the entire application process online and most lenders will provide initial approval within a few weeks. You can apply for a loan up to the total cost of your education which includes tuition, room and board, living expenses, books, etc.

Cosigner Recommended for All Applicants

There are very few students who have good enough credit and income history to qualify for a loan without a cosigner, so we recommend that everyone apply for their loan with a cosigner to increase your likelihood of being approved and obtain a favorable interest rate. The cosigner must be a US citizen or permanent resident, with good credit, income history and who has lived in the USA for the past 2 years.

Foreign enrolled student loan advantages:

• Funds the total cost of education, as determined by your school, minus any other aid received.
• Fast online application and approval
• No application fee and no out-of-pocket costs
• Hundreds of approved foreign schools, including medical, dental, business and law schools

Start your application today, or learn more about the loan programs on the Loan Details and FAQspages.

Study Abroad Loans

Students who choose to study abroad will likely find that the expenses will add up fast. With tuition, books, transportation, and living expenses, study abroad students may find that after all their financial aid, they still need more money to cover their expenses.

If you’ve maximized your scholarships, grants, and federal loans, then you may consider applying to private study abroad loans that can help you cover the costs. Our loan comparison tool will allow you to compare loans and find the loan that’s suitable to meet your needs – and you can apply right online.

Understanding the Loan Process

As a study abroad student, you can apply for our loans anywhere in the world. Use our compare student loan tool to begin the process:

1. Complete the student loan tool where you’ll be matched with lenders
2. Evaluate which loan option works for you, and apply right online
3. Your loan will be evaluated and if approved, will need your school’s authorization
4. You will need to sign a Promissory Note and supply any other requested information
5. Funds will be disbursed directly to your school

Am I eligible for Study Abroad Loans

Students who are US citizens and permanent residents are eligible for study abroad loans if they are participating in a study abroad program at an approved school in the United States. The student must receive credit at their home college or university. If you are not sure if your school is eligible, see the complete list of eligible schools. Your school must be accredited by an agency recognized by the United States Secretary of Education and be eligible to participate in federal student aid programs.

Are Cosigners Required

US citizens and US permanent residents are not required to have a cosigner, but often times the addition of one can increase the likelihood of approval as well as secure a more favorable interest rate. Your cosigner must also be a US citizen or US permanent resident that has lived in the US the last two years. Your cosigner must have a valid social security number and pass a credit check.

What Study Abroad Loans Are Used For

Like all private student loans, study abroad loans can be used for education-related expenses. These expenses include tuition, books, fees, insurance, transportation, room and board, and other school-related expenses. You can borrow the total cost of your education minus any other financial aid you have received. Your school will certify the total amount you are able to borrow.

International Student Loan Information

International student loans are available to non-US citizens studying at a college or university in the United States. Many foreign students apply for loans to help pay for college - especially as the cost can add up when tuition, room and board, transportation, books, supplies, health insurance, and other expenses are all factored together.

International student loans are available year round and can cover up to the total cost of school minus any other financial aid received. Our student loan comparison tool will match you with eligible loan options which you can review and choose the loan that works best for your circumstances.

Compare International Student Loans

All loans are not created equal so we developed an easy to use comparison tool to help users find the loan that works best for their situation. After you input your citizenship and school, the widget return a list of lenders that will work for you. Compare the different terms and conditions, choose the loan that works best for you, and apply online.

Cosigner Required for All Applicants

Because international students do not built up a credit history in the US, lenders require international students to have a US cosigner. A cosigner is a person who can legally sign loan papers or documentation with another person in order to help the other person obtain a loan. The cosigner makes a legal agreement to be jointly responsible for the repayment of the loan if the borrower should fail to pay their debts in a timely manner.

The cosigner must be a US citizen or permanent resident, with good credit, income history and who has lived in the USA for the past 2 years.

Looking for Country Specific information?

We have compiled additional information specific to various nations on our country pages, including conversion rates and inbound student statistics.

About International Student Loans

Typically students can borrow up to their school's total cost of attendance, as determined by the school, minus any other aid received. Total cost of attendance includes tuition, room and board, books and supplies, personal expenses, and transportation.

International student loans typically also offer:

• No collateral required
• Flexible repayment terms
• Online application
• and much more…

Internet Banking

A fast, secure and cost‐effective way to access your accounts and manage you money.

Corporate Internet Banking features a comprehensive range of products and services to manage your working capital. Whether you are looking to monitor for incoming funds, statement for reconciliation purposes or simply pay your employees and suppliers.

Why choose Corporate Internet Banking?

• Convenient ‐ 24/7 access to your accounts from anywhere
• Enjoy with Online Preferential Pricing
• No enrolment and monthly fee
• View and retrieve up to 12 months transactions history
• Assign many users and customize access level for your employees
• Secured way to bank ‐ Password control and Security Device

Features

Account	Account Summary Transaction History View and Manage eStatement
Transfer	Transfer Funds to My Own Account Transfer Funds to Another Canadia Bank Account Transfer Funds to Another Bank's Account Transfer Funds to Overseas Account
Multi‐Payment	Pay your employees or supplier in one hit
Pay	Pay Utility Bills and more
Open / Close	Open and Close Online Fixed Deposit Account
Request	New Cheque Book Request Bank Cheque Request Bank Draft Request
Manage	Make Schedule Recurring Payment Set Up Templates for Quick Information Retrieval Benficiary Management
Information at your fingertips	Enquire on Interest Rates and Foreign Exchange Rates
Access Control	Assign a range of access level for your employees to manage your accounts
Preferences	Change Internet Banking Password Reset Password Online Instantly
Security	Use Security Device as Two‐Factor Authentication while Banking Online Notify with Email once Transaction Completed